SmartQarza-Safe easy cash loan 2.0.4

SmartQarza offers a streamlined approach for individuals seeking personal loans in Pakistan, catering to a wide audience that meets basic eligibility criteria. The platform connects applicants with a dedicated team of professionals, ensuring a smooth and efficient loan approval process.

Applicants are required to provide fundamental information through an online form, after which they can select a loan that suits their financial needs. Upon approval, funds are transferred securely and promptly to the borrower's bank account.

SmartQarza operates under the auspices of Gold Lion Financials (Private) Limited, an SECP-licensed non-banking financial company (NBFC). The organization adheres strictly to regulatory standards in Pakistan, emphasizing safe, transparent, and reliable lending practices.

Product Overview:

• Loan Amount: PKR 2,000 to PKR 50,000
• Loan Term: 91 to 180 days
• APR (Annual Percentage Rate): 5% - 10%

Loan Example:

For instance, if an individual applies for a loan of PKR 5,000 over a term of 91 days at an annual interest rate of 10%, with no additional fees, the repayments would be calculated as follows:

• Loan amount disbursed: PKR 5,000
• Total interest payable: PKR 124.66
• Daily interest: PKR 1.37
• Total amount payable: PKR 5,124.66
• Monthly repayment: PKR 1,708.22

Application Process:

1. Download the SmartQarza app from Google Play and register using your mobile number.
2. Complete the online application form in approximately 3-5 minutes.
3. Submit the application for prompt approval.
4. Funds will be disbursed directly into your bank account.
5. Repay the loan within the agreed timeframe.
6. Qualify for subsequent loans with higher amounts and more favorable terms.

Eligibility Criteria:

• Aged between 19 to 55 years
• Must be a Pakistani citizen
• Possession of a valid National ID Card
• A stable source of income or employment is required

Security and Privacy:

The SmartQarza app may request certain permissions to enhance user experience and assess eligibility. All data is secured to banking standards and will not be shared with third parties without user consent.

Contact Information:

• Online Customer Service: Recommended through the app for prompt assistance.
• Email: [email protected]
• Hotline: +92-518-105004
• Working Hours: 8 AM – 8 PM (Monday - Sunday)
• Office Address: Office number 02 and 04, Rajpoot Plaza GT Road Wah Cantt Tehsil Taxila Distt Rawalpindi, Punjab, Pakistan

Please be aware of the risks associated with borrowing. It is essential to understand your financial commitments and borrow responsibly to avoid over-indebtedness. Review all terms and conditions thoroughly before proceeding with any loan application. Your financial well-being is a priority for us.